Mark Hauser Puts High and Low-Risk Investments in Perspective
Mark Hauser, a private wealth advisor at Penn State University, recently spoke to students about investments. He discussed the importance of understanding the differences between high and low-risk investments. Hauser stressed the importance of assessing one’s financial situation before making decisions and creating a plan that works for them.
Hauser suggested that investors should know the risk they are willing to take and how much they can comfortably invest. He suggested that, in general, low-risk investments, such as certificates of deposit and money market accounts, are often more appropriate for those who are inexperienced and risk-averse. Conversely, high-risk investments, such as stocks, can offer higher returns but are also more volatile.
Hauser also suggested that investors should diversify their investments to reduce risk. He suggested that investors should avoid investing all their money in one asset class and instead spread their investments across multiple types of investments, such as stocks, bonds, mutual funds, and ETFs. This way, if one asset class drops in value, the losses can be offset by gains from other asset classes.
Hauser also advised investors to work with a financial advisor to ensure that their portfolio is properly diversified and that their investments are aligned with their goals. He suggested that investors periodically review their investments to ensure they are still meeting their goals.
Overall, Mark Hauser put high and low-risk investments into perspective for students considering investing. He encouraged students to assess their financial situation and diversify their investments before making decisions. Furthermore, he suggested that investors should work with a financial advisor to ensure their investments align with their goals.